![Elsa [Sapphire Refractor] #111 (2025 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/-0MAAeSwnsNqhK4u/s-l1600.jpg)
Is Elsa [Sapphire Refractor] #111 worth grading?
Entertainment · 2025 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Elsa [Sapphire Refractor] #111 sells for $147 against $16.61 raw: a $131 spread, 8.9× the ungraded price. Even a PSA 9 ($65.62) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $16.61
- PSA 10
- $147
- PSA 9
- $65.62
- Gem premium
- 8.9×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $147 | +$106 | +$80.80 | −$19.20 |
| PSA 9 | $65.62 | +$24.01 | −$0.99 | −$101 |
| PSA 8 | $25.66 | −$15.95 | −$40.95 | −$141 |
Net = sale price − $16.61 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $86.07 | +$19.46 |
| 50% | $107 | +$39.91 |
| 75% | $127 | +$60.35 |
Break-even gem rate at the standard fee: about 1%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $192 | best | 55/45 | 70/30 |
| PSA 10 | $147 | −$44.59 | 55/45 | 75/25 |
| CGC 10 | $88.00 | −$104 | 55/45 | 75/25 |
| SGC 10 | $88.00 | −$104 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Disney cards worth checking
Full set checklist →![Mickey Mouse [Purple Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/bMcAAeSwwtVqhjAz/s-l500.jpg)
![Mickey Mouse [Red Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/mp8AAeSw8NRqhhce/s-l500.jpg)
Grading Elsa [Sapphire Refractor] #111 — FAQ
Is Elsa [Sapphire Refractor] #111 worth grading?
A PSA 10 Elsa [Sapphire Refractor] #111 sells for $147 against $16.61 raw: a $131 spread, 8.9× the ungraded price. Even a PSA 9 ($65.62) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Elsa [Sapphire Refractor] #111 worth compared with raw?
A PSA 10 Elsa [Sapphire Refractor] #111 (2025 Topps Chrome Disney) sells for about $147 versus $16.61 for a raw near-mint copy — a 8.9× premium as of Oct 11, 2026.
Which grading company is best for Elsa [Sapphire Refractor] #111?
By resale value, BGS 10 leads at $192, ahead of PSA 10 at $147. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Elsa [Sapphire Refractor] #111 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Elsa [Sapphire Refractor] #111 break even?
At a standard ~$50 fee, submitting Elsa [Sapphire Refractor] #111 breaks even when it gems about 1% of the time (a miss assumed to sell at the PSA 9 price of $65.62).
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