![Moni [Gold Sapphire Refractor] #14 (2025 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/3ekAAeSwEsxqSmyJ/s-l1600.jpg)
Is Moni [Gold Sapphire Refractor] #14 worth grading?
Entertainment · 2025 Topps Chrome Disney · full price guide →
Worth grading only if it gems
A PSA 10 Moni [Gold Sapphire Refractor] #14 brings $76.00 versus $34.13 raw — a $41.87 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($28.77) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $34.13
- PSA 10
- $76.00
- PSA 9
- $28.77
- Gem premium
- 2.2×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $76.00 | +$16.87 | −$8.13 | −$108 |
| PSA 9 | $28.77 | −$30.36 | −$55.36 | −$155 |
Net = sale price − $34.13 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $40.58 | −$43.55 |
| 50% | $52.38 | −$31.75 |
| 75% | $64.19 | −$19.94 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $99.00 | best | 55/45 | 70/30 |
| PSA 10 | $76.00 | −$23.00 | 55/45 | 75/25 |
| CGC 10 | $46.00 | −$53.00 | 55/45 | 75/25 |
| SGC 10 | $46.00 | −$53.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Disney cards worth checking
Full set checklist →![Mickey Mouse [Purple Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/bMcAAeSwwtVqhjAz/s-l500.jpg)
![Mickey Mouse [Red Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/mp8AAeSw8NRqhhce/s-l500.jpg)
Grading Moni [Gold Sapphire Refractor] #14 — FAQ
Is Moni [Gold Sapphire Refractor] #14 worth grading?
A PSA 10 Moni [Gold Sapphire Refractor] #14 brings $76.00 versus $34.13 raw — a $41.87 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($28.77) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Moni [Gold Sapphire Refractor] #14 worth compared with raw?
A PSA 10 Moni [Gold Sapphire Refractor] #14 (2025 Topps Chrome Disney) sells for about $76.00 versus $34.13 for a raw near-mint copy — a 2.2× premium as of Oct 11, 2026.
Which grading company is best for Moni [Gold Sapphire Refractor] #14?
By resale value, BGS 10 leads at $99.00, ahead of PSA 10 at $76.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Moni [Gold Sapphire Refractor] #14 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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