Is J.J. McCarthy [Zebra Prizm] #20 worth grading?
Football · Football Cards 2025 Panini Select Score Throwback · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 J.J. McCarthy [Zebra Prizm] #20 sells for $97.00 against $32.00 raw: a $65.00 spread, 3.0× the ungraded price. Even a PSA 9 ($87.97) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $32.00
- Grade 9.5
- $97.00
- PSA 9
- $87.97
- Gem premium
- 3.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $97.00 | +$40.00 | +$15.00 | −$85.00 |
| PSA 9 | $87.97 | +$30.97 | +$5.97 | −$94.03 |
Net = sale price − $32.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $90.23 | +$8.23 |
| 50% | $92.48 | +$10.48 |
| 75% | $94.74 | +$12.74 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Full set checklist →Grading J.J. McCarthy [Zebra Prizm] #20 — FAQ
Is J.J. McCarthy [Zebra Prizm] #20 worth grading?
A Grade 9.5 J.J. McCarthy [Zebra Prizm] #20 sells for $97.00 against $32.00 raw: a $65.00 spread, 3.0× the ungraded price. Even a PSA 9 ($87.97) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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