Is Ty Law [Refractor w/ Coating] #182 worth grading?

Football · Football Cards 1997 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 8 copies of Ty Law [Refractor w/ Coating] #182 sell for $16.50, only $6.51 above the $9.99 raw price — less than an economy-tier grading fee. Keep it raw unless you are grading for the slab itself.

Raw (NM): $9.99
Grade 8: $16.50
Gem premium: 1.7×
As of: Sep 3, 2026

Break-even by outcome and fee

Ty Law [Refractor w/ Coating] #182: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 8	$16.50	−$18.49	−$43.49	−$143
PSA 8	$16.50	−$18.49	−$43.49	−$143

Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

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Raw conditions & history →

Ty Law [Refractor w/ Coating] #182 graded prices by company and grade
Grade	Graded
8	$16.50

Run your own numbers

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