Is Lawyer Milloy [w/ Coating] #106 worth grading?
Football · Football Cards 1997 Topps Finest · full price guide →
Strong grading candidate — 37× premium in PSA 10
A PSA 10 Lawyer Milloy [w/ Coating] #106 sells for $87.03 against $2.35 raw: a $84.68 spread, 37× the ungraded price. A PSA 9 ($19.90) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.35
- PSA 10
- $87.03
- PSA 9
- $19.90
- Gem premium
- 37×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $87.03 | +$59.68 | +$34.68 | −$65.32 |
| PSA 9 | $19.90 | −$7.45 | −$32.45 | −$132 |
| PSA 8 | $9.83 | −$17.52 | −$42.52 | −$143 |
Net = sale price − $2.35 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $36.68 | −$15.67 |
| 50% | $53.47 | +$1.12 |
| 75% | $70.25 | +$17.90 |
Break-even gem rate at the standard fee: about 48%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $113 | best | 55/45 | 70/30 |
| PSA 10 | $87.03 | −$25.97 | 55/45 | 75/25 |
| CGC 10 | $52.00 | −$61.00 | 55/45 | 75/25 |
| SGC 10 | $52.00 | −$61.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Lawyer Milloy [w/ Coating] #106 — FAQ
Is Lawyer Milloy [w/ Coating] #106 worth grading?
A PSA 10 Lawyer Milloy [w/ Coating] #106 sells for $87.03 against $2.35 raw: a $84.68 spread, 37× the ungraded price. A PSA 9 ($19.90) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Lawyer Milloy [w/ Coating] #106 worth compared with raw?
A PSA 10 Lawyer Milloy [w/ Coating] #106 (Football Cards 1997 Topps Finest) sells for about $87.03 versus $2.35 for a raw near-mint copy — a 37× premium as of Sep 3, 2026.
Which grading company is best for Lawyer Milloy [w/ Coating] #106?
By resale value, BGS 10 leads at $113, ahead of PSA 10 at $87.03. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lawyer Milloy [w/ Coating] #106 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lawyer Milloy [w/ Coating] #106 break even?
At a standard ~$50 fee, submitting Lawyer Milloy [w/ Coating] #106 breaks even when it gems about 48% of the time (a miss assumed to sell at the PSA 9 price of $19.90).
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