Is Lawyer Milloy [Refractor] #106 worth grading?
Football · Football Cards 1997 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Lawyer Milloy [Refractor] #106 sell for $14.00, only $7.51 above the $6.49 raw price — less than an economy-tier grading fee. A PSA 9 ($12.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $6.49
- Grade 9.5
- $14.00
- PSA 9
- $12.50
- Gem premium
- 2.2×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $14.00 | −$17.49 | −$42.49 | −$142 |
| PSA 9 | $12.50 | −$18.99 | −$43.99 | −$144 |
Net = sale price − $6.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $12.88 | −$43.62 |
| 50% | $13.25 | −$43.24 |
| 75% | $13.63 | −$42.87 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Lawyer Milloy [Refractor] #106 — FAQ
Is Lawyer Milloy [Refractor] #106 worth grading?
Grade 9.5 copies of Lawyer Milloy [Refractor] #106 sell for $14.00, only $7.51 above the $6.49 raw price — less than an economy-tier grading fee. A PSA 9 ($12.50) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
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