Is Tony Finau #21 worth grading?
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Worth grading only if it gems
A PSA 10 Tony Finau #21 brings $38.53 versus $1.49 raw — a $37.04 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.01) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.49
- PSA 10
- $38.53
- PSA 9
- $13.01
- Gem premium
- 26×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $38.53 | +$12.04 | −$12.96 | −$113 |
| PSA 9 | $13.01 | −$13.48 | −$38.48 | −$138 |
| PSA 8 | $6.75 | −$19.74 | −$44.74 | −$145 |
Net = sale price − $1.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $19.39 | −$32.10 |
| 50% | $25.77 | −$25.72 |
| 75% | $32.15 | −$19.34 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $50.00 | best | 55/45 | 70/30 |
| PSA 10 | $38.53 | −$11.47 | 55/45 | 75/25 |
| CGC 10 | $23.00 | −$27.00 | 55/45 | 75/25 |
| SGC 10 | $23.00 | −$27.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Tony Finau #21 — FAQ
Is Tony Finau #21 worth grading?
A PSA 10 Tony Finau #21 brings $38.53 versus $1.49 raw — a $37.04 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($13.01) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Tony Finau #21 worth compared with raw?
A PSA 10 Tony Finau #21 (Golf Cards 2026 Upper Deck UD Gallery) sells for about $38.53 versus $1.49 for a raw near-mint copy — a 26× premium as of Sep 3, 2026.
Which grading company is best for Tony Finau #21?
By resale value, BGS 10 leads at $50.00, ahead of PSA 10 at $38.53. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tony Finau #21 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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