Is Jerry Rice [Refractor] #BC20 worth grading?
Football · Football Cards 1997 Bowman's Best Cut · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Jerry Rice [Refractor] #BC20 sells for $176 against $32.11 raw: a $144 spread, 5.5× the ungraded price. Even a PSA 9 ($160) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $32.11
- Grade 9.5
- $176
- PSA 9
- $160
- Gem premium
- 5.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $176 | +$119 | +$93.89 | −$6.11 |
| PSA 9 | $160 | +$103 | +$77.88 | −$22.12 |
| PSA 8 | $31.00 | −$26.11 | −$51.11 | −$151 |
Net = sale price − $32.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $164 | +$81.88 |
| 50% | $168 | +$85.88 |
| 75% | $172 | +$89.89 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 1997 Bowman's Best Cut cards worth checking
Full set checklist →Grading Jerry Rice [Refractor] #BC20 — FAQ
Is Jerry Rice [Refractor] #BC20 worth grading?
A Grade 9.5 Jerry Rice [Refractor] #BC20 sells for $176 against $32.11 raw: a $144 spread, 5.5× the ungraded price. Even a PSA 9 ($160) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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