Is Phil Mickelson #21 worth grading?
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Strong grading candidate — 5.7× premium in PSA 10
A PSA 10 Phil Mickelson #21 sells for $137 against $24.25 raw: a $113 spread, 5.7× the ungraded price. A PSA 9 ($47.71) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $24.25
- PSA 10
- $137
- PSA 9
- $47.71
- Gem premium
- 5.7×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $137 | +$88.17 | +$63.17 | −$36.83 |
| PSA 9 | $47.71 | −$1.54 | −$26.54 | −$127 |
| PSA 8 | $26.78 | −$22.47 | −$47.47 | −$147 |
Net = sale price − $24.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $70.14 | −$4.11 |
| 50% | $92.56 | +$18.31 |
| 75% | $115 | +$40.74 |
Break-even gem rate at the standard fee: about 30%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $179 | best | 55/45 | 70/30 |
| PSA 10 | $137 | −$41.58 | 55/45 | 75/25 |
| CGC 10 | $82.00 | −$97.00 | 55/45 | 75/25 |
| SGC 10 | $82.00 | −$97.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $137 | $82.00 | $179 | $82.00 | — |
| 9.5 | — | — | — | — | $91.27 |
| 9 | — | — | — | — | $47.71 |
| 8 | — | — | — | — | $26.78 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Full set checklist →Grading Phil Mickelson #21 — FAQ
Is Phil Mickelson #21 worth grading?
A PSA 10 Phil Mickelson #21 sells for $137 against $24.25 raw: a $113 spread, 5.7× the ungraded price. A PSA 9 ($47.71) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Phil Mickelson #21 worth compared with raw?
A PSA 10 Phil Mickelson #21 (Golf Cards 2025 Panini Impeccable LIV Stainless Stars) sells for about $137 versus $24.25 for a raw near-mint copy — a 5.7× premium as of Aug 16, 2026.
Which grading company is best for Phil Mickelson #21?
By resale value, BGS 10 leads at $179, ahead of PSA 10 at $137. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Phil Mickelson #21 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Phil Mickelson #21 break even?
At a standard ~$50 fee, submitting Phil Mickelson #21 breaks even when it gems about 30% of the time (a miss assumed to sell at the PSA 9 price of $47.71).
Is your golf card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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