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Is Derrick Thomas #195 worth grading?

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Strong grading candidate — 48× premium in PSA 10

A PSA 10 Derrick Thomas #195 sells for $66.23 against $1.39 raw: a $64.84 spread, 48× the ungraded price. A PSA 9 ($16.20) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.39
PSA 10
$66.23
PSA 9
$16.20
Gem premium
48×
As of
Sep 4, 2026

Break-even by outcome and fee

Derrick Thomas #195: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$66.23+$39.84+$14.84−$85.16
PSA 9$16.20−$10.19−$35.19−$135
PSA 8$7.97−$18.42−$43.42−$143

Net = sale price − $1.39 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derrick Thomas #195: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$28.71−$22.68
50%$41.22−$10.17
75%$53.72+$2.33

Break-even gem rate at the standard fee: about 70%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Derrick Thomas #195: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$86.00best55/4570/30
PSA 10$66.23−$19.7755/4575/25
CGC 10$40.00−$46.0055/4575/25
SGC 10$40.00−$46.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Derrick Thomas #195 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$66.23$40.00$86.00$40.00
9.5$29.89
9$16.20
8$7.97

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Grading Derrick Thomas #195 — FAQ

Is Derrick Thomas #195 worth grading?

A PSA 10 Derrick Thomas #195 sells for $66.23 against $1.39 raw: a $64.84 spread, 48× the ungraded price. A PSA 9 ($16.20) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Derrick Thomas #195 worth compared with raw?

A PSA 10 Derrick Thomas #195 (Football Cards 1996 Upper Deck Silver) sells for about $66.23 versus $1.39 for a raw near-mint copy — a 48× premium as of Sep 4, 2026.

Which grading company is best for Derrick Thomas #195?

By resale value, BGS 10 leads at $86.00, ahead of PSA 10 at $66.23. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Derrick Thomas #195 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Derrick Thomas #195 break even?

At a standard ~$50 fee, submitting Derrick Thomas #195 breaks even when it gems about 70% of the time (a miss assumed to sell at the PSA 9 price of $16.20).

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