![Brian Dawkins [Refractor w/Coating] #344 (Football Cards 1996 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/hd8AAeSwO8ZpdjdM/s-l1600.jpg)
Is Brian Dawkins [Refractor w/Coating] #344 worth grading?
Football · Football Cards 1996 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Brian Dawkins [Refractor w/Coating] #344 sells for $4,360 against $245 raw: a $4,115 spread, 18× the ungraded price. Even a PSA 9 ($743) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $245
- PSA 10
- $4,360
- PSA 9
- $743
- Gem premium
- 18×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $4,360 | +$4,090 | +$4,065 | +$3,965 |
| PSA 9 | $743 | +$473 | +$448 | +$348 |
| PSA 8 | $600 | +$330 | +$305 | +$205 |
Net = sale price − $245 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,647 | +$1,352 |
| 50% | $2,551 | +$2,256 |
| 75% | $3,455 | +$3,161 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $5,668 | best | 55/45 | 70/30 |
| PSA 10 | $4,360 | −$1,308 | 55/45 | 75/25 |
| CGC 10 | $2,616 | −$3,052 | 55/45 | 75/25 |
| SGC 10 | $2,616 | −$3,052 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1996 Topps Finest cards worth checking
Full set checklist →![Steve Young [Refractor] #320 1996 Topps Finest card](https://i.ebayimg.com/images/g/2k0AAOSw8zJm2JDo/s-l500.jpg)
![Emmitt Smith [Refractor] #265 1996 Topps Finest card](https://i.ebayimg.com/images/g/SFwAAeSwT-tplJaW/s-l500.jpg)
![Cris Carter [Refractor] #312 1996 Topps Finest card](https://i.ebayimg.com/images/g/BoYAAeSw6~tptvoe/s-l500.jpg)
![Brian Dawkins [Refractor] #344 1996 Topps Finest card](https://i.ebayimg.com/images/g/OgUAAeSwzEZqL~zM/s-l500.jpg)
![Mike Alstott [Refractor] #335 1996 Topps Finest card](https://i.ebayimg.com/images/g/o6sAAeSw8s9pclhu/s-l500.jpg)
Grading Brian Dawkins [Refractor w/Coating] #344 — FAQ
Is Brian Dawkins [Refractor w/Coating] #344 worth grading?
A PSA 10 Brian Dawkins [Refractor w/Coating] #344 sells for $4,360 against $245 raw: a $4,115 spread, 18× the ungraded price. Even a PSA 9 ($743) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Brian Dawkins [Refractor w/Coating] #344 worth compared with raw?
A PSA 10 Brian Dawkins [Refractor w/Coating] #344 (Football Cards 1996 Topps Finest) sells for about $4,360 versus $245 for a raw near-mint copy — a 18× premium as of Sep 2, 2026.
Which grading company is best for Brian Dawkins [Refractor w/Coating] #344?
By resale value, BGS 10 leads at $5,668, ahead of PSA 10 at $4,360. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Brian Dawkins [Refractor w/Coating] #344 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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