Is Checklist [Refractor] #359 worth grading?
Football · Football Cards 1996 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Checklist [Refractor] #359 sells for $114 against $3.04 raw: a $111 spread, 38× the ungraded price. Even a PSA 9 ($41.75) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.04
- PSA 10
- $114
- PSA 9
- $41.75
- Gem premium
- 38×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $114 | +$86.44 | +$61.44 | −$38.56 |
| PSA 9 | $41.75 | +$13.71 | −$11.29 | −$111 |
| PSA 8 | $11.94 | −$16.10 | −$41.10 | −$141 |
Net = sale price − $3.04 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $59.93 | +$6.89 |
| 50% | $78.12 | +$25.08 |
| 75% | $96.30 | +$43.26 |
Break-even gem rate at the standard fee: about 16%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $149 | best | 55/45 | 70/30 |
| PSA 10 | $114 | −$34.52 | 55/45 | 75/25 |
| CGC 10 | $69.00 | −$80.00 | 55/45 | 75/25 |
| SGC 10 | $69.00 | −$80.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Checklist [Refractor] #359 — FAQ
Is Checklist [Refractor] #359 worth grading?
A PSA 10 Checklist [Refractor] #359 sells for $114 against $3.04 raw: a $111 spread, 38× the ungraded price. Even a PSA 9 ($41.75) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Checklist [Refractor] #359 worth compared with raw?
A PSA 10 Checklist [Refractor] #359 (Football Cards 1996 Topps Finest) sells for about $114 versus $3.04 for a raw near-mint copy — a 38× premium as of Sep 2, 2026.
Which grading company is best for Checklist [Refractor] #359?
By resale value, BGS 10 leads at $149, ahead of PSA 10 at $114. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Checklist [Refractor] #359 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Checklist [Refractor] #359 break even?
At a standard ~$50 fee, submitting Checklist [Refractor] #359 breaks even when it gems about 16% of the time (a miss assumed to sell at the PSA 9 price of $41.75).
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