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Is John Elway [Refractor] #310 worth grading?

Football · Football Cards 1996 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of John Elway [Refractor] #310 sell for $43.00, only $21.37 above the $21.63 raw price — less than an economy-tier grading fee. A PSA 9 ($39.09) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$21.63
Grade 9.5
$43.00
PSA 9
$39.09
Gem premium
2.0×
As of
Sep 4, 2026

Break-even by outcome and fee

John Elway [Refractor] #310: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$43.00−$3.63−$28.63−$129
PSA 9$39.09−$7.54−$32.54−$133
PSA 8$32.31−$14.32−$39.32−$139

Net = sale price − $21.63 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

John Elway [Refractor] #310: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$40.07−$31.56
50%$41.05−$30.58
75%$42.02−$29.61

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

John Elway [Refractor] #310 graded prices by company and grade
GradeGraded
9.5$43.00
9$39.09
8$32.31

Run your own numbers

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Grading John Elway [Refractor] #310 — FAQ

Is John Elway [Refractor] #310 worth grading?

Grade 9.5 copies of John Elway [Refractor] #310 sell for $43.00, only $21.37 above the $21.63 raw price — less than an economy-tier grading fee. A PSA 9 ($39.09) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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