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Keyshawn Johnson [Refractor] #270 (Football Cards 1996 Topps Finest) — is it worth grading?

Is Keyshawn Johnson [Refractor] #270 worth grading?

Football · Football Cards 1996 Topps Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Keyshawn Johnson [Refractor] #270 sell for $14.00, only $0.00 above the $14.38 raw price — less than an economy-tier grading fee. A PSA 9 ($12.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$14.38
Grade 9.5
$14.00
PSA 9
$12.99
Gem premium
1.0×
As of
Sep 4, 2026

Break-even by outcome and fee

Keyshawn Johnson [Refractor] #270: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$14.00−$25.38−$50.38−$150
PSA 9$12.99−$26.39−$51.39−$151
PSA 8$10.01−$29.37−$54.37−$154

Net = sale price − $14.38 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Keyshawn Johnson [Refractor] #270: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$13.24−$51.14
50%$13.50−$50.88
75%$13.75−$50.63

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Keyshawn Johnson [Refractor] #270 graded prices by company and grade
GradeGraded
9.5$14.00
9$12.99
8$10.01

Run your own numbers

Should I pay this?

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Other 1996 Topps Finest cards worth checking

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Grading Keyshawn Johnson [Refractor] #270 — FAQ

Is Keyshawn Johnson [Refractor] #270 worth grading?

Grade 9.5 copies of Keyshawn Johnson [Refractor] #270 sell for $14.00, only $0.00 above the $14.38 raw price — less than an economy-tier grading fee. A PSA 9 ($12.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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