Is Marvin Harrison [Refractor] #243 worth grading?
Football · Football Cards 1996 Topps Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Marvin Harrison [Refractor] #243 sells for $109 against $10.91 raw: a $98.09 spread, 10.0× the ungraded price. Even a PSA 9 ($99.37) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.91
- Grade 9.5
- $109
- PSA 9
- $99.37
- Gem premium
- 10.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $109 | +$73.09 | +$48.09 | −$51.91 |
| PSA 9 | $99.37 | +$63.46 | +$38.46 | −$61.54 |
| PSA 8 | $60.00 | +$24.09 | −$0.91 | −$101 |
Net = sale price − $10.91 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $102 | +$40.87 |
| 50% | $104 | +$43.28 |
| 75% | $107 | +$45.68 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Marvin Harrison [Refractor] #243 — FAQ
Is Marvin Harrison [Refractor] #243 worth grading?
A Grade 9.5 Marvin Harrison [Refractor] #243 sells for $109 against $10.91 raw: a $98.09 spread, 10.0× the ungraded price. Even a PSA 9 ($99.37) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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