Is Chris Zorich [Refractor] #145 worth grading?
Football · Football Cards 1996 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Chris Zorich [Refractor] #145 sell for $21.00, only $19.35 above the $1.65 raw price — less than an economy-tier grading fee. A PSA 9 ($18.65) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.65
- Grade 9.5
- $21.00
- PSA 9
- $18.65
- Gem premium
- 13×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $21.00 | −$5.65 | −$30.65 | −$131 |
| PSA 9 | $18.65 | −$8.00 | −$33.00 | −$133 |
Net = sale price − $1.65 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $19.24 | −$32.41 |
| 50% | $19.82 | −$31.82 |
| 75% | $20.41 | −$31.24 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Chris Zorich [Refractor] #145 — FAQ
Is Chris Zorich [Refractor] #145 worth grading?
Grade 9.5 copies of Chris Zorich [Refractor] #145 sell for $21.00, only $19.35 above the $1.65 raw price — less than an economy-tier grading fee. A PSA 9 ($18.65) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
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