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Is Lawrence Phillips [Refractor] #150 worth grading?

Football · Football Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 7 Lawrence Phillips [Refractor] #150 sells for $63.00 against $10.37 raw: a $52.63 spread, 6.1× the ungraded price. Even a PSA 9 ($37.66) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$10.37
Grade 7
$63.00
PSA 9
$37.66
Gem premium
6.1×
As of
Sep 3, 2026

Break-even by outcome and fee

Lawrence Phillips [Refractor] #150: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 7$63.00+$27.63+$2.63−$97.37
PSA 9$37.66+$2.29−$22.71−$123

Net = sale price − $10.37 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Lawrence Phillips [Refractor] #150: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$43.99−$16.38
50%$50.33−$10.04
75%$56.66−$3.70

Break-even gem rate at the standard fee: about 90%. Centering is the usual reason a clean copy misses — measure it before you decide.

Lawrence Phillips [Refractor] #150 graded prices by company and grade
GradeGraded
9.5$41.00
9$37.66
7$63.00

Run your own numbers

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Grading Lawrence Phillips [Refractor] #150 — FAQ

Is Lawrence Phillips [Refractor] #150 worth grading?

A Grade 7 Lawrence Phillips [Refractor] #150 sells for $63.00 against $10.37 raw: a $52.63 spread, 6.1× the ungraded price. Even a PSA 9 ($37.66) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

What gem rate makes grading Lawrence Phillips [Refractor] #150 break even?

At a standard ~$50 fee, submitting Lawrence Phillips [Refractor] #150 breaks even when it gems about 90% of the time (a miss assumed to sell at the PSA 9 price of $37.66).

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