Is Craig Heyward [Refractor] #26 worth grading?
Football · Football Cards 1996 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Craig Heyward [Refractor] #26 sells for $89.00 against $4.50 raw: a $84.50 spread, 20× the ungraded price. Even a PSA 9 ($80.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.50
- Grade 9.5
- $89.00
- PSA 9
- $80.99
- Gem premium
- 20×
- As of
- Sep 2, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $89.00 | +$59.50 | +$34.50 | −$65.50 |
| PSA 9 | $80.99 | +$51.49 | +$26.49 | −$73.51 |
Net = sale price − $4.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $82.99 | +$28.49 |
| 50% | $85.00 | +$30.50 |
| 75% | $87.00 | +$32.50 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Craig Heyward [Refractor] #26 — FAQ
Is Craig Heyward [Refractor] #26 worth grading?
A Grade 9.5 Craig Heyward [Refractor] #26 sells for $89.00 against $4.50 raw: a $84.50 spread, 20× the ungraded price. Even a PSA 9 ($80.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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