Is Terrell Davis #20 worth grading?
Football · Football Cards 1996 Topps Chrome · full price guide →
Strong grading candidate — 45× premium in PSA 10
A PSA 10 Terrell Davis #20 sells for $78.46 against $1.75 raw: a $76.71 spread, 45× the ungraded price. A PSA 9 ($18.31) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.75
- PSA 10
- $78.46
- PSA 9
- $18.31
- Gem premium
- 45×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $78.46 | +$51.71 | +$26.71 | −$73.29 |
| PSA 9 | $18.31 | −$8.44 | −$33.44 | −$133 |
| PSA 8 | $9.00 | −$17.75 | −$42.75 | −$143 |
Net = sale price − $1.75 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.35 | −$18.40 |
| 50% | $48.38 | −$3.37 |
| 75% | $63.42 | +$11.67 |
Break-even gem rate at the standard fee: about 56%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $102 | best | 55/45 | 70/30 |
| PSA 10 | $78.46 | −$23.54 | 55/45 | 75/25 |
| CGC 10 | $47.00 | −$55.00 | 55/45 | 75/25 |
| SGC 10 | $47.00 | −$55.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $78.46 | $47.00 | $102 | $47.00 | — |
| 9.5 | — | — | — | — | $33.24 |
| 9 | — | — | — | — | $18.31 |
| 8 | — | — | — | — | $9.00 |
Run your own numbers
Should I pay this?
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Grading Terrell Davis #20 — FAQ
Is Terrell Davis #20 worth grading?
A PSA 10 Terrell Davis #20 sells for $78.46 against $1.75 raw: a $76.71 spread, 45× the ungraded price. A PSA 9 ($18.31) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terrell Davis #20 worth compared with raw?
A PSA 10 Terrell Davis #20 (Football Cards 1996 Topps Chrome) sells for about $78.46 versus $1.75 for a raw near-mint copy — a 45× premium as of Jul 11, 2026.
Which grading company is best for Terrell Davis #20?
By resale value, BGS 10 leads at $102, ahead of PSA 10 at $78.46. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terrell Davis #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Terrell Davis #20 break even?
At a standard ~$50 fee, submitting Terrell Davis #20 breaks even when it gems about 56% of the time (a miss assumed to sell at the PSA 9 price of $18.31).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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