Is 22 [Gold Refractor] #196 worth grading?

Entertainment · 2024 Topps Chrome Disney · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 22 [Gold Refractor] #196 sells for $132 against $40.38 raw: a $91.62 spread, 3.3× the ungraded price. Even a PSA 9 ($120) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $40.38
Grade 9.5: $132
PSA 9: $120
Gem premium: 3.3×
As of: Oct 11, 2026

Break-even by outcome and fee

22 [Gold Refractor] #196: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$132	+$66.62	+$41.62	−$58.38
PSA 9	$120	+$54.62	+$29.62	−$70.38
PSA 8	$18.50	−$46.88	−$71.88	−$172

Net = sale price − $40.38 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

22 [Gold Refractor] #196: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$123	+$32.62
50%	$126	+$35.62
75%	$129	+$38.62

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

22 [Gold Refractor] #196 graded prices by company and grade
Grade	Graded
9.5	$132
9	$120
8	$18.50

Run your own numbers

Should I pay this?

Asking priceGrading fee

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