Midpoint - Card Centering Tool

Is Moana [Refractor] #169 worth grading?

Entertainment · 2024 Topps Chrome Disney · full price guide →

Strong grading candidate — 22× premium in PSA 10

A PSA 10 Moana [Refractor] #169 sells for $150 against $6.90 raw: a $143 spread, 22× the ungraded price. A PSA 9 ($20.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$6.90
PSA 10
$150
PSA 9
$20.00
Gem premium
22×
As of
Aug 16, 2026

Break-even by outcome and fee

Moana [Refractor] #169: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$150+$118+$93.10−$6.90
PSA 9$20.00−$11.90−$36.90−$137

Net = sale price − $6.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Moana [Refractor] #169: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$52.50−$4.40
50%$85.00+$28.10
75%$118+$60.60

Break-even gem rate at the standard fee: about 28%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Moana [Refractor] #169: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$195best55/4570/30
PSA 10$150−$45.0055/4575/25
CGC 10$90.00−$10555/4575/25
SGC 10$90.00−$10555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Moana [Refractor] #169 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$150$90.00$195$90.00
9.5$22.00
9$20.00

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Topps Chrome Disney cards worth checking

Full set checklist

Grading Moana [Refractor] #169 — FAQ

Is Moana [Refractor] #169 worth grading?

A PSA 10 Moana [Refractor] #169 sells for $150 against $6.90 raw: a $143 spread, 22× the ungraded price. A PSA 9 ($20.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Moana [Refractor] #169 worth compared with raw?

A PSA 10 Moana [Refractor] #169 (2024 Topps Chrome Disney) sells for about $150 versus $6.90 for a raw near-mint copy — a 22× premium as of Aug 16, 2026.

Which grading company is best for Moana [Refractor] #169?

By resale value, BGS 10 leads at $195, ahead of PSA 10 at $150. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Moana [Refractor] #169 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Moana [Refractor] #169 break even?

At a standard ~$50 fee, submitting Moana [Refractor] #169 breaks even when it gems about 28% of the time (a miss assumed to sell at the PSA 9 price of $20.00).

Is your entertainment card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free