Midpoint - Card Centering Tool

Is Moana [Gold Refractor] #169 worth grading?

Entertainment · 2024 Topps Chrome Disney · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Moana [Gold Refractor] #169 sells for $406 against $111 raw: a $295 spread, 3.6× the ungraded price. Even a PSA 9 ($187) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$111
PSA 10
$406
PSA 9
$187
Gem premium
3.6×
As of
Aug 16, 2026

Break-even by outcome and fee

Moana [Gold Refractor] #169: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$406+$270+$245+$145
PSA 9$187+$50.69+$25.69−$74.31
PSA 8$170+$33.69+$8.69−$91.31

Net = sale price − $111 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Moana [Gold Refractor] #169: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$242+$80.44
50%$297+$135
75%$351+$190

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Moana [Gold Refractor] #169: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$528best55/4570/30
PSA 10$406−$12255/4575/25
CGC 10$244−$28455/4575/25
SGC 10$244−$28455/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Moana [Gold Refractor] #169 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$406$244$528$244
9.5$206
9$187
8$170
7$170

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Topps Chrome Disney cards worth checking

Full set checklist

Grading Moana [Gold Refractor] #169 — FAQ

Is Moana [Gold Refractor] #169 worth grading?

A PSA 10 Moana [Gold Refractor] #169 sells for $406 against $111 raw: a $295 spread, 3.6× the ungraded price. Even a PSA 9 ($187) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Moana [Gold Refractor] #169 worth compared with raw?

A PSA 10 Moana [Gold Refractor] #169 (2024 Topps Chrome Disney) sells for about $406 versus $111 for a raw near-mint copy — a 3.6× premium as of Aug 16, 2026.

Which grading company is best for Moana [Gold Refractor] #169?

By resale value, BGS 10 leads at $528, ahead of PSA 10 at $406. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Moana [Gold Refractor] #169 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your entertainment card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free