Is Pepa Madrigal [Black White Speckle Refractor] #190 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Pepa Madrigal [Black White Speckle Refractor] #190 sells for $82.30 against $10.00 raw: a $72.30 spread, 8.2× the ungraded price. Even a PSA 9 ($60.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.00
- PSA 10
- $82.30
- PSA 9
- $60.00
- Gem premium
- 8.2×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $82.30 | +$47.30 | +$22.30 | −$77.70 |
| PSA 9 | $60.00 | +$25.00 | +$0.00 | −$100 |
Net = sale price − $10.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $65.58 | +$5.58 |
| 50% | $71.15 | +$11.15 |
| 75% | $76.72 | +$16.72 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $107 | best | 55/45 | 70/30 |
| PSA 10 | $82.30 | −$24.70 | 55/45 | 75/25 |
| CGC 10 | $49.00 | −$58.00 | 55/45 | 75/25 |
| SGC 10 | $49.00 | −$58.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $82.30 | $49.00 | $107 | $49.00 | — |
| 9.5 | — | — | — | — | $66.00 |
| 9 | — | — | — | — | $60.00 |
Run your own numbers
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Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Pepa Madrigal [Black White Speckle Refractor] #190 — FAQ
Is Pepa Madrigal [Black White Speckle Refractor] #190 worth grading?
A PSA 10 Pepa Madrigal [Black White Speckle Refractor] #190 sells for $82.30 against $10.00 raw: a $72.30 spread, 8.2× the ungraded price. Even a PSA 9 ($60.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Pepa Madrigal [Black White Speckle Refractor] #190 worth compared with raw?
A PSA 10 Pepa Madrigal [Black White Speckle Refractor] #190 (2024 Topps Chrome Disney) sells for about $82.30 versus $10.00 for a raw near-mint copy — a 8.2× premium as of Aug 16, 2026.
Which grading company is best for Pepa Madrigal [Black White Speckle Refractor] #190?
By resale value, BGS 10 leads at $107, ahead of PSA 10 at $82.30. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Pepa Madrigal [Black White Speckle Refractor] #190 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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