Is Moana [Black White Speckle Refractor] #169 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Moana [Black White Speckle Refractor] #169 sells for $152 against $67.76 raw: a $84.24 spread, 2.2× the ungraded price. Even a PSA 9 ($127) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $67.76
- PSA 10
- $152
- PSA 9
- $127
- Gem premium
- 2.2×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $152 | +$59.24 | +$34.24 | −$65.76 |
| PSA 9 | $127 | +$34.29 | +$9.29 | −$90.71 |
| PSA 8 | $125 | +$32.24 | +$7.24 | −$92.76 |
Net = sale price − $67.76 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $133 | +$15.53 |
| 50% | $140 | +$21.77 |
| 75% | $146 | +$28.00 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $198 | best | 55/45 | 70/30 |
| PSA 10 | $152 | −$46.00 | 55/45 | 75/25 |
| CGC 10 | $91.00 | −$107 | 55/45 | 75/25 |
| SGC 10 | $91.00 | −$107 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $152 | $91.00 | $198 | $91.00 | — |
| 9.5 | — | — | — | — | $140 |
| 9 | — | — | — | — | $127 |
| 8 | — | — | — | — | $125 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Moana [Black White Speckle Refractor] #169 — FAQ
Is Moana [Black White Speckle Refractor] #169 worth grading?
A PSA 10 Moana [Black White Speckle Refractor] #169 sells for $152 against $67.76 raw: a $84.24 spread, 2.2× the ungraded price. Even a PSA 9 ($127) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Moana [Black White Speckle Refractor] #169 worth compared with raw?
A PSA 10 Moana [Black White Speckle Refractor] #169 (2024 Topps Chrome Disney) sells for about $152 versus $67.76 for a raw near-mint copy — a 2.2× premium as of Aug 16, 2026.
Which grading company is best for Moana [Black White Speckle Refractor] #169?
By resale value, BGS 10 leads at $198, ahead of PSA 10 at $152. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Moana [Black White Speckle Refractor] #169 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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