Is Raya #174 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Strong grading candidate — 9.0× premium in PSA 10
A PSA 10 Raya #174 sells for $67.99 against $7.54 raw: a $60.45 spread, 9.0× the ungraded price. A PSA 9 ($16.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $7.54
- PSA 10
- $67.99
- PSA 9
- $16.50
- Gem premium
- 9.0×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $67.99 | +$35.45 | +$10.45 | −$89.55 |
| PSA 9 | $16.50 | −$16.04 | −$41.04 | −$141 |
Net = sale price − $7.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $29.37 | −$28.17 |
| 50% | $42.24 | −$15.30 |
| 75% | $55.12 | −$2.42 |
Break-even gem rate at the standard fee: about 80%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $88.00 | best | 55/45 | 70/30 |
| PSA 10 | $67.99 | −$20.01 | 55/45 | 75/25 |
| CGC 10 | $41.00 | −$47.00 | 55/45 | 75/25 |
| SGC 10 | $41.00 | −$47.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →![Elsa [Gold Refractor] #153 2024 Topps Chrome Disney card](https://i.ebayimg.com/images/g/e~wAAeSwn1Jqd2ZW/s-l500.jpg)
![Minnie Mouse [Gold Refractor] #2 2024 Topps Chrome Disney card](https://i.ebayimg.com/images/g/DggAAeSwNXNqi4jp/s-l500.jpg)
Grading Raya #174 — FAQ
Is Raya #174 worth grading?
A PSA 10 Raya #174 sells for $67.99 against $7.54 raw: a $60.45 spread, 9.0× the ungraded price. A PSA 9 ($16.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Raya #174 worth compared with raw?
A PSA 10 Raya #174 (2024 Topps Chrome Disney) sells for about $67.99 versus $7.54 for a raw near-mint copy — a 9.0× premium as of Oct 11, 2026.
Which grading company is best for Raya #174?
By resale value, BGS 10 leads at $88.00, ahead of PSA 10 at $67.99. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Raya #174 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Raya #174 break even?
At a standard ~$50 fee, submitting Raya #174 breaks even when it gems about 80% of the time (a miss assumed to sell at the PSA 9 price of $16.50).
Best on iPhone & Android
Check your entertainment card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
