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Lightning McQueen [Red Black Refractor] #116 (2024 Topps Chrome Disney) — is it worth grading?

Is Lightning McQueen [Red Black Refractor] #116 worth grading?

Entertainment · 2024 Topps Chrome Disney · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Lightning McQueen [Red Black Refractor] #116 sell for $394, only $0.00 above the $730 raw price — less than an economy-tier grading fee. A PSA 9 ($358) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$730
Grade 9.5
$394
PSA 9
$358
Gem premium
0.5×
As of
Sep 27, 2026

Break-even by outcome and fee

Lightning McQueen [Red Black Refractor] #116: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$394−$361−$386−$486
PSA 9$358−$396−$421−$521

Net = sale price − $730 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Lightning McQueen [Red Black Refractor] #116: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$367−$413
50%$376−$404
75%$385−$395

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Lightning McQueen [Red Black Refractor] #116 graded prices by company and grade
GradeGraded
9.5$394
9$358

Run your own numbers

Should I pay this?

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Other 2024 Topps Chrome Disney cards worth checking

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Grading Lightning McQueen [Red Black Refractor] #116 — FAQ

Is Lightning McQueen [Red Black Refractor] #116 worth grading?

Grade 9.5 copies of Lightning McQueen [Red Black Refractor] #116 sell for $394, only $0.00 above the $730 raw price — less than an economy-tier grading fee. A PSA 9 ($358) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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