![Belle [Black White Speckle Refractor] #49 (2024 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/GkMAAeSwRT1qaBGv/s-l1600.jpg)
Is Belle [Black White Speckle Refractor] #49 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Belle [Black White Speckle Refractor] #49 sells for $1,408 against $203 raw: a $1,205 spread, 7.0× the ungraded price. Even a PSA 9 ($349) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $203
- PSA 10
- $1,408
- PSA 9
- $349
- Gem premium
- 7.0×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,408 | +$1,180 | +$1,155 | +$1,055 |
| PSA 9 | $349 | +$121 | +$96.32 | −$3.68 |
| PSA 8 | $165 | −$62.50 | −$87.50 | −$188 |
Net = sale price − $203 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $614 | +$361 |
| 50% | $878 | +$626 |
| 75% | $1,143 | +$891 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,830 | best | 55/45 | 70/30 |
| PSA 10 | $1,408 | −$422 | 55/45 | 75/25 |
| CGC 10 | $845 | −$985 | 55/45 | 75/25 |
| SGC 10 | $845 | −$985 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Belle [Black White Speckle Refractor] #49 — FAQ
Is Belle [Black White Speckle Refractor] #49 worth grading?
A PSA 10 Belle [Black White Speckle Refractor] #49 sells for $1,408 against $203 raw: a $1,205 spread, 7.0× the ungraded price. Even a PSA 9 ($349) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Belle [Black White Speckle Refractor] #49 worth compared with raw?
A PSA 10 Belle [Black White Speckle Refractor] #49 (2024 Topps Chrome Disney) sells for about $1,408 versus $203 for a raw near-mint copy — a 7.0× premium as of Oct 11, 2026.
Which grading company is best for Belle [Black White Speckle Refractor] #49?
By resale value, BGS 10 leads at $1,830, ahead of PSA 10 at $1,408. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Belle [Black White Speckle Refractor] #49 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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