Is Belle [Black White Speckle Refractor] #49 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Belle [Black White Speckle Refractor] #49 sells for $545 against $206 raw: a $339 spread, 2.6× the ungraded price. Even a PSA 9 ($318) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $206
- PSA 10
- $545
- PSA 9
- $318
- Gem premium
- 2.6×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $545 | +$314 | +$289 | +$189 |
| PSA 9 | $318 | +$87.02 | +$62.02 | −$37.98 |
| PSA 8 | $165 | −$65.86 | −$90.86 | −$191 |
Net = sale price − $206 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $375 | +$119 |
| 50% | $431 | +$175 |
| 75% | $488 | +$232 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $708 | best | 55/45 | 70/30 |
| PSA 10 | $545 | −$164 | 55/45 | 75/25 |
| CGC 10 | $327 | −$381 | 55/45 | 75/25 |
| SGC 10 | $327 | −$381 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $545 | $327 | $708 | $327 | — |
| 9.5 | — | — | — | — | $350 |
| 9 | — | — | — | — | $318 |
| 8 | — | — | — | — | $165 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Belle [Black White Speckle Refractor] #49 — FAQ
Is Belle [Black White Speckle Refractor] #49 worth grading?
A PSA 10 Belle [Black White Speckle Refractor] #49 sells for $545 against $206 raw: a $339 spread, 2.6× the ungraded price. Even a PSA 9 ($318) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Belle [Black White Speckle Refractor] #49 worth compared with raw?
A PSA 10 Belle [Black White Speckle Refractor] #49 (2024 Topps Chrome Disney) sells for about $545 versus $206 for a raw near-mint copy — a 2.6× premium as of Aug 16, 2026.
Which grading company is best for Belle [Black White Speckle Refractor] #49?
By resale value, BGS 10 leads at $708, ahead of PSA 10 at $545. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Belle [Black White Speckle Refractor] #49 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free