Is Hank [Black White Speckle Refractor] #109 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Strong grading candidate — 4.2× premium in PSA 10
A PSA 10 Hank [Black White Speckle Refractor] #109 sells for $125 against $29.44 raw: a $95.55 spread, 4.2× the ungraded price. A PSA 9 ($23.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $29.44
- PSA 10
- $125
- PSA 9
- $23.00
- Gem premium
- 4.2×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $125 | +$70.55 | +$45.55 | −$54.45 |
| PSA 9 | $23.00 | −$31.44 | −$56.44 | −$156 |
Net = sale price − $29.44 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $48.50 | −$30.94 |
| 50% | $74.00 | −$5.44 |
| 75% | $99.49 | +$20.05 |
Break-even gem rate at the standard fee: about 55%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $162 | best | 55/45 | 70/30 |
| PSA 10 | $125 | −$37.01 | 55/45 | 75/25 |
| CGC 10 | $75.00 | −$87.00 | 55/45 | 75/25 |
| SGC 10 | $75.00 | −$87.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $125 | $75.00 | $162 | $75.00 | — |
| 9.5 | — | — | — | — | $25.00 |
| 9 | — | — | — | — | $23.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Hank [Black White Speckle Refractor] #109 — FAQ
Is Hank [Black White Speckle Refractor] #109 worth grading?
A PSA 10 Hank [Black White Speckle Refractor] #109 sells for $125 against $29.44 raw: a $95.55 spread, 4.2× the ungraded price. A PSA 9 ($23.00) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Hank [Black White Speckle Refractor] #109 worth compared with raw?
A PSA 10 Hank [Black White Speckle Refractor] #109 (2024 Topps Chrome Disney) sells for about $125 versus $29.44 for a raw near-mint copy — a 4.2× premium as of Aug 16, 2026.
Which grading company is best for Hank [Black White Speckle Refractor] #109?
By resale value, BGS 10 leads at $162, ahead of PSA 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Hank [Black White Speckle Refractor] #109 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Hank [Black White Speckle Refractor] #109 break even?
At a standard ~$50 fee, submitting Hank [Black White Speckle Refractor] #109 breaks even when it gems about 55% of the time (a miss assumed to sell at the PSA 9 price of $23.00).
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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