Is Lady [Black White Speckle Refractor] #24 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading only if it gems
A PSA 10 Lady [Black White Speckle Refractor] #24 brings $217 versus $81.50 raw — a $135 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($40.00) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $81.50
- PSA 10
- $217
- PSA 9
- $40.00
- Gem premium
- 2.7×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $217 | +$110 | +$85.05 | −$14.95 |
| PSA 9 | $40.00 | −$66.50 | −$91.50 | −$192 |
Net = sale price − $81.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $84.14 | −$47.36 |
| 50% | $128 | −$3.22 |
| 75% | $172 | +$40.91 |
Break-even gem rate at the standard fee: about 52%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $282 | best | 55/45 | 70/30 |
| PSA 10 | $217 | −$65.45 | 55/45 | 75/25 |
| CGC 10 | $130 | −$152 | 55/45 | 75/25 |
| SGC 10 | $130 | −$152 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $217 | $130 | $282 | $130 | — |
| 9.5 | — | — | — | — | $44.00 |
| 9 | — | — | — | — | $40.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Lady [Black White Speckle Refractor] #24 — FAQ
Is Lady [Black White Speckle Refractor] #24 worth grading?
A PSA 10 Lady [Black White Speckle Refractor] #24 brings $217 versus $81.50 raw — a $135 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($40.00) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Lady [Black White Speckle Refractor] #24 worth compared with raw?
A PSA 10 Lady [Black White Speckle Refractor] #24 (2024 Topps Chrome Disney) sells for about $217 versus $81.50 for a raw near-mint copy — a 2.7× premium as of Aug 16, 2026.
Which grading company is best for Lady [Black White Speckle Refractor] #24?
By resale value, BGS 10 leads at $282, ahead of PSA 10 at $217. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lady [Black White Speckle Refractor] #24 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lady [Black White Speckle Refractor] #24 break even?
At a standard ~$50 fee, submitting Lady [Black White Speckle Refractor] #24 breaks even when it gems about 52% of the time (a miss assumed to sell at the PSA 9 price of $40.00).
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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