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Is Tiana [Black White Speckle Refractor] #137 worth grading?

Entertainment · 2024 Topps Chrome Disney · full price guide →

Strong grading candidate — 3.2× premium in PSA 10

A PSA 10 Tiana [Black White Speckle Refractor] #137 sells for $181 against $57.50 raw: a $124 spread, 3.2× the ungraded price. A PSA 9 ($69.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$57.50
PSA 10
$181
PSA 9
$69.25
Gem premium
3.2×
As of
Aug 16, 2026

Break-even by outcome and fee

Tiana [Black White Speckle Refractor] #137: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$181+$98.75+$73.75−$26.25
PSA 9$69.25−$13.25−$38.25−$138
PSA 8$45.00−$37.50−$62.50−$163

Net = sale price − $57.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tiana [Black White Speckle Refractor] #137: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$97.25−$10.25
50%$125+$17.75
75%$153+$45.75

Break-even gem rate at the standard fee: about 34%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Tiana [Black White Speckle Refractor] #137: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$236best55/4570/30
PSA 10$181−$54.7555/4575/25
CGC 10$109−$12755/4575/25
SGC 10$109−$12755/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Tiana [Black White Speckle Refractor] #137 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$181$109$236$109
9.5$76.00
9$69.25
8$45.00
7$36.00

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Topps Chrome Disney cards worth checking

Full set checklist

Grading Tiana [Black White Speckle Refractor] #137 — FAQ

Is Tiana [Black White Speckle Refractor] #137 worth grading?

A PSA 10 Tiana [Black White Speckle Refractor] #137 sells for $181 against $57.50 raw: a $124 spread, 3.2× the ungraded price. A PSA 9 ($69.25) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Tiana [Black White Speckle Refractor] #137 worth compared with raw?

A PSA 10 Tiana [Black White Speckle Refractor] #137 (2024 Topps Chrome Disney) sells for about $181 versus $57.50 for a raw near-mint copy — a 3.2× premium as of Aug 16, 2026.

Which grading company is best for Tiana [Black White Speckle Refractor] #137?

By resale value, BGS 10 leads at $236, ahead of PSA 10 at $181. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Tiana [Black White Speckle Refractor] #137 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Tiana [Black White Speckle Refractor] #137 break even?

At a standard ~$50 fee, submitting Tiana [Black White Speckle Refractor] #137 breaks even when it gems about 34% of the time (a miss assumed to sell at the PSA 9 price of $69.25).

Is your entertainment card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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