Is Pluto [Black White Speckle Refractor] #5 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading only if it gems
A PSA 10 Pluto [Black White Speckle Refractor] #5 brings $187 versus $115 raw — a $71.69 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($85.00) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $115
- PSA 10
- $187
- PSA 9
- $85.00
- Gem premium
- 1.6×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $187 | +$46.69 | +$21.69 | −$78.31 |
| PSA 9 | $85.00 | −$54.81 | −$79.81 | −$180 |
| PSA 8 | $85.00 | −$54.81 | −$79.81 | −$180 |
Net = sale price − $115 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $110 | −$54.44 |
| 50% | $136 | −$29.06 |
| 75% | $161 | −$3.69 |
Break-even gem rate at the standard fee: about 79%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $242 | best | 55/45 | 70/30 |
| PSA 10 | $187 | −$55.50 | 55/45 | 75/25 |
| CGC 10 | $112 | −$130 | 55/45 | 75/25 |
| SGC 10 | $112 | −$130 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $187 | $112 | $242 | $112 | — |
| 9.5 | — | — | — | — | $94.00 |
| 9 | — | — | — | — | $85.00 |
| 8 | — | — | — | — | $85.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Pluto [Black White Speckle Refractor] #5 — FAQ
Is Pluto [Black White Speckle Refractor] #5 worth grading?
A PSA 10 Pluto [Black White Speckle Refractor] #5 brings $187 versus $115 raw — a $71.69 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($85.00) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Pluto [Black White Speckle Refractor] #5 worth compared with raw?
A PSA 10 Pluto [Black White Speckle Refractor] #5 (2024 Topps Chrome Disney) sells for about $187 versus $115 for a raw near-mint copy — a 1.6× premium as of Aug 16, 2026.
Which grading company is best for Pluto [Black White Speckle Refractor] #5?
By resale value, BGS 10 leads at $242, ahead of PSA 10 at $187. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Pluto [Black White Speckle Refractor] #5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Pluto [Black White Speckle Refractor] #5 break even?
At a standard ~$50 fee, submitting Pluto [Black White Speckle Refractor] #5 breaks even when it gems about 79% of the time (a miss assumed to sell at the PSA 9 price of $85.00).
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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