![Pluto [Black White Speckle Refractor] #5 (2024 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/VA8AAeSwhthqi5A2/s-l1600.jpg)
Is Pluto [Black White Speckle Refractor] #5 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Pluto [Black White Speckle Refractor] #5 sells for $662 against $115 raw: a $547 spread, 5.8× the ungraded price. Even a PSA 9 ($203) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $115
- PSA 10
- $662
- PSA 9
- $203
- Gem premium
- 5.8×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $662 | +$522 | +$497 | +$397 |
| PSA 9 | $203 | +$62.69 | +$37.69 | −$62.31 |
| PSA 8 | $85.00 | −$54.81 | −$79.81 | −$180 |
Net = sale price − $115 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $317 | +$152 |
| 50% | $432 | +$267 |
| 75% | $547 | +$382 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $860 | best | 55/45 | 70/30 |
| PSA 10 | $662 | −$198 | 55/45 | 75/25 |
| CGC 10 | $397 | −$463 | 55/45 | 75/25 |
| SGC 10 | $397 | −$463 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →![Elsa [Gold Refractor] #153 2024 Topps Chrome Disney card](https://i.ebayimg.com/images/g/e~wAAeSwn1Jqd2ZW/s-l500.jpg)
![Minnie Mouse [Gold Refractor] #2 2024 Topps Chrome Disney card](https://i.ebayimg.com/images/g/DggAAeSwNXNqi4jp/s-l500.jpg)
Grading Pluto [Black White Speckle Refractor] #5 — FAQ
Is Pluto [Black White Speckle Refractor] #5 worth grading?
A PSA 10 Pluto [Black White Speckle Refractor] #5 sells for $662 against $115 raw: a $547 spread, 5.8× the ungraded price. Even a PSA 9 ($203) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Pluto [Black White Speckle Refractor] #5 worth compared with raw?
A PSA 10 Pluto [Black White Speckle Refractor] #5 (2024 Topps Chrome Disney) sells for about $662 versus $115 for a raw near-mint copy — a 5.8× premium as of Oct 11, 2026.
Which grading company is best for Pluto [Black White Speckle Refractor] #5?
By resale value, BGS 10 leads at $860, ahead of PSA 10 at $662. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Pluto [Black White Speckle Refractor] #5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your entertainment card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
