Is Winnie the Pooh [Black White Speckle Refractor] #124 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Strong grading candidate — 3.9× premium in PSA 10
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 sells for $753 against $192 raw: a $561 spread, 3.9× the ungraded price. A PSA 9 ($118) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $192
- PSA 10
- $753
- PSA 9
- $118
- Gem premium
- 3.9×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $753 | +$536 | +$511 | +$411 |
| PSA 9 | $118 | −$98.49 | −$123 | −$223 |
| PSA 8 | $115 | −$102 | −$127 | −$227 |
Net = sale price − $192 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $277 | +$35.13 |
| 50% | $435 | +$194 |
| 75% | $594 | +$352 |
Break-even gem rate at the standard fee: about 19%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $978 | best | 55/45 | 70/30 |
| PSA 10 | $753 | −$226 | 55/45 | 75/25 |
| CGC 10 | $452 | −$526 | 55/45 | 75/25 |
| SGC 10 | $452 | −$526 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $753 | $452 | $978 | $452 | — |
| 9.5 | — | — | — | — | $130 |
| 9 | — | — | — | — | $118 |
| 8 | — | — | — | — | $115 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →Grading Winnie the Pooh [Black White Speckle Refractor] #124 — FAQ
Is Winnie the Pooh [Black White Speckle Refractor] #124 worth grading?
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 sells for $753 against $192 raw: a $561 spread, 3.9× the ungraded price. A PSA 9 ($118) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 worth compared with raw?
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 (2024 Topps Chrome Disney) sells for about $753 versus $192 for a raw near-mint copy — a 3.9× premium as of Aug 16, 2026.
Which grading company is best for Winnie the Pooh [Black White Speckle Refractor] #124?
By resale value, BGS 10 leads at $978, ahead of PSA 10 at $753. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Winnie the Pooh [Black White Speckle Refractor] #124 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Winnie the Pooh [Black White Speckle Refractor] #124 break even?
At a standard ~$50 fee, submitting Winnie the Pooh [Black White Speckle Refractor] #124 breaks even when it gems about 19% of the time (a miss assumed to sell at the PSA 9 price of $118).
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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