![Winnie the Pooh [Black White Speckle Refractor] #124 (2024 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/7WQAAeSwAVhqfyee/s-l1600.jpg)
Is Winnie the Pooh [Black White Speckle Refractor] #124 worth grading?
Entertainment · 2024 Topps Chrome Disney · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 sells for $2,635 against $221 raw: a $2,414 spread, 12× the ungraded price. Even a PSA 9 ($2,196) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $221
- PSA 10
- $2,635
- PSA 9
- $2,196
- Gem premium
- 12×
- As of
- Sep 27, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,635 | +$2,389 | +$2,364 | +$2,264 |
| PSA 9 | $2,196 | +$1,950 | +$1,925 | +$1,825 |
| PSA 8 | $115 | −$131 | −$156 | −$256 |
Net = sale price − $221 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $2,306 | +$2,035 |
| 50% | $2,416 | +$2,145 |
| 75% | $2,525 | +$2,255 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,426 | best | 55/45 | 70/30 |
| PSA 10 | $2,635 | −$791 | 55/45 | 75/25 |
| CGC 10 | $1,581 | −$1,845 | 55/45 | 75/25 |
| SGC 10 | $1,581 | −$1,845 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Chrome Disney cards worth checking
Full set checklist →![Minnie Mouse [Gold Refractor] #2 2024 Topps Chrome Disney card](https://i.ebayimg.com/images/g/DggAAeSwNXNqi4jp/s-l500.jpg)
Grading Winnie the Pooh [Black White Speckle Refractor] #124 — FAQ
Is Winnie the Pooh [Black White Speckle Refractor] #124 worth grading?
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 sells for $2,635 against $221 raw: a $2,414 spread, 12× the ungraded price. Even a PSA 9 ($2,196) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 worth compared with raw?
A PSA 10 Winnie the Pooh [Black White Speckle Refractor] #124 (2024 Topps Chrome Disney) sells for about $2,635 versus $221 for a raw near-mint copy — a 12× premium as of Sep 27, 2026.
Which grading company is best for Winnie the Pooh [Black White Speckle Refractor] #124?
By resale value, BGS 10 leads at $3,426, ahead of PSA 10 at $2,635. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Winnie the Pooh [Black White Speckle Refractor] #124 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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