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Is Jim Kelly #5 worth grading?

Football · Football Cards 1996 Playoff Illusions · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jim Kelly #5 sell for $19.00, only $16.30 above the $2.70 raw price — less than an economy-tier grading fee. A PSA 9 ($16.82) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$2.70
Grade 9.5
$19.00
PSA 9
$16.82
Gem premium
7.0×
As of
Sep 4, 2026

Break-even by outcome and fee

Jim Kelly #5: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$19.00−$8.70−$33.70−$134
PSA 9$16.82−$10.88−$35.88−$136

Net = sale price − $2.70 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jim Kelly #5: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$17.37−$35.33
50%$17.91−$34.79
75%$18.45−$34.25

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Jim Kelly #5 graded prices by company and grade
GradeGraded
9.5$19.00
9$16.82

Run your own numbers

Should I pay this?

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Grading Jim Kelly #5 — FAQ

Is Jim Kelly #5 worth grading?

Grade 9.5 copies of Jim Kelly #5 sell for $19.00, only $16.30 above the $2.70 raw price — less than an economy-tier grading fee. A PSA 9 ($16.82) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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