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Is Joe Gardner [Image Variation Refractor] #36 worth grading?

Entertainment · 2025 Topps Chrome Disney · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Joe Gardner [Image Variation Refractor] #36 sell for $29.00, only $0.00 above the $30.87 raw price — less than an economy-tier grading fee. A PSA 9 ($26.81) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$30.87
Grade 9.5
$29.00
PSA 9
$26.81
Gem premium
0.9×
As of
Oct 11, 2026

Break-even by outcome and fee

Joe Gardner [Image Variation Refractor] #36: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$29.00−$26.87−$51.87−$152
PSA 9$26.81−$29.06−$54.06−$154

Net = sale price − $30.87 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Joe Gardner [Image Variation Refractor] #36: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$27.36−$53.51
50%$27.91−$52.97
75%$28.45−$52.42

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Joe Gardner [Image Variation Refractor] #36 graded prices by company and grade
GradeGraded
9.5$29.00
9$26.81

Run your own numbers

Should I pay this?

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Other 2025 Topps Chrome Disney cards worth checking

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Grading Joe Gardner [Image Variation Refractor] #36 — FAQ

Is Joe Gardner [Image Variation Refractor] #36 worth grading?

Grade 9.5 copies of Joe Gardner [Image Variation Refractor] #36 sell for $29.00, only $0.00 above the $30.87 raw price — less than an economy-tier grading fee. A PSA 9 ($26.81) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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