Is Simba [Gold Refractor] #195 worth grading?
Entertainment · 2025 Topps Chrome Disney · full price guide →
Strong grading candidate — 7.5× premium in PSA 10
A PSA 10 Simba [Gold Refractor] #195 sells for $147 against $19.67 raw: a $127 spread, 7.5× the ungraded price. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.67
- PSA 10
- $147
- PSA 9
- $33.00
- Gem premium
- 7.5×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $147 | +$102 | +$77.33 | −$22.67 |
| PSA 9 | $33.00 | −$11.67 | −$36.67 | −$137 |
Net = sale price − $19.67 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $61.50 | −$8.17 |
| 50% | $90.00 | +$20.33 |
| 75% | $119 | +$48.83 |
Break-even gem rate at the standard fee: about 32%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $191 | best | 55/45 | 70/30 |
| PSA 10 | $147 | −$44.00 | 55/45 | 75/25 |
| CGC 10 | $88.00 | −$103 | 55/45 | 75/25 |
| SGC 10 | $88.00 | −$103 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $147 | $88.00 | $191 | $88.00 | — |
| 9.5 | — | — | — | — | $36.00 |
| 9 | — | — | — | — | $33.00 |
Run your own numbers
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Other 2025 Topps Chrome Disney cards worth checking
Full set checklist →Grading Simba [Gold Refractor] #195 — FAQ
Is Simba [Gold Refractor] #195 worth grading?
A PSA 10 Simba [Gold Refractor] #195 sells for $147 against $19.67 raw: a $127 spread, 7.5× the ungraded price. A PSA 9 ($33.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Simba [Gold Refractor] #195 worth compared with raw?
A PSA 10 Simba [Gold Refractor] #195 (2025 Topps Chrome Disney) sells for about $147 versus $19.67 for a raw near-mint copy — a 7.5× premium as of Aug 16, 2026.
Which grading company is best for Simba [Gold Refractor] #195?
By resale value, BGS 10 leads at $191, ahead of PSA 10 at $147. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Simba [Gold Refractor] #195 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Simba [Gold Refractor] #195 break even?
At a standard ~$50 fee, submitting Simba [Gold Refractor] #195 breaks even when it gems about 32% of the time (a miss assumed to sell at the PSA 9 price of $33.00).
Is your entertainment card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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