![Elsa [Gold Refractor] #111 (2025 Topps Chrome Disney) — is it worth grading?](https://i.ebayimg.com/images/g/zmAAAeSw2o5qhfsq/s-l1600.jpg)
Is Elsa [Gold Refractor] #111 worth grading?
Entertainment · 2025 Topps Chrome Disney · full price guide →
Worth grading only if it gems
A PSA 10 Elsa [Gold Refractor] #111 brings $650 versus $239 raw — a $411 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($177) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $239
- PSA 10
- $650
- PSA 9
- $177
- Gem premium
- 2.7×
- As of
- Oct 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $650 | +$386 | +$361 | +$261 |
| PSA 9 | $177 | −$86.43 | −$111 | −$211 |
Net = sale price − $239 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $295 | +$6.79 |
| 50% | $414 | +$125 |
| 75% | $532 | +$243 |
Break-even gem rate at the standard fee: about 24%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $845 | best | 55/45 | 70/30 |
| PSA 10 | $650 | −$195 | 55/45 | 75/25 |
| CGC 10 | $390 | −$455 | 55/45 | 75/25 |
| SGC 10 | $390 | −$455 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Disney cards worth checking
Full set checklist →![Mickey Mouse [Purple Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/bMcAAeSwwtVqhjAz/s-l500.jpg)
![Mickey Mouse [Red Sapphire Refractor] #1 2025 Topps Chrome Disney card](https://i.ebayimg.com/images/g/mp8AAeSw8NRqhhce/s-l500.jpg)
Grading Elsa [Gold Refractor] #111 — FAQ
Is Elsa [Gold Refractor] #111 worth grading?
A PSA 10 Elsa [Gold Refractor] #111 brings $650 versus $239 raw — a $411 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($177) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Elsa [Gold Refractor] #111 worth compared with raw?
A PSA 10 Elsa [Gold Refractor] #111 (2025 Topps Chrome Disney) sells for about $650 versus $239 for a raw near-mint copy — a 2.7× premium as of Oct 11, 2026.
Which grading company is best for Elsa [Gold Refractor] #111?
By resale value, BGS 10 leads at $845, ahead of PSA 10 at $650. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Elsa [Gold Refractor] #111 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Elsa [Gold Refractor] #111 break even?
At a standard ~$50 fee, submitting Elsa [Gold Refractor] #111 breaks even when it gems about 24% of the time (a miss assumed to sell at the PSA 9 price of $177).
Best on iPhone & Android
Check your entertainment card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
