Midpoint - Card Centering Tool

Is Pacha [Red Refractor] #21 worth grading?

Entertainment · 2025 Topps Chrome Disney · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Pacha [Red Refractor] #21 sell for $223, only $0.00 above the $235 raw price — less than an economy-tier grading fee. A PSA 9 ($203) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$235
Grade 9.5
$223
PSA 9
$203
Gem premium
0.9×
As of
Aug 16, 2026

Break-even by outcome and fee

Pacha [Red Refractor] #21: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$223−$37.00−$62.00−$162
PSA 9$203−$57.50−$82.50−$183

Net = sale price − $235 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Pacha [Red Refractor] #21: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$208−$77.38
50%$213−$72.25
75%$218−$67.13

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Pacha [Red Refractor] #21 graded prices by company and grade
GradeGraded
9.5$223
9$203

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2025 Topps Chrome Disney cards worth checking

Full set checklist

Grading Pacha [Red Refractor] #21 — FAQ

Is Pacha [Red Refractor] #21 worth grading?

Grade 9.5 copies of Pacha [Red Refractor] #21 sell for $223, only $0.00 above the $235 raw price — less than an economy-tier grading fee. A PSA 9 ($203) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Is your entertainment card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free