Is Kerry Collins [Atomic Refractor] #BC12 worth grading?

Football · Football Cards 1996 Bowman's Best Cuts · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Kerry Collins [Atomic Refractor] #BC12 sell for $6.00, only $0.00 above the $9.54 raw price — less than an economy-tier grading fee. A PSA 9 ($5.50) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $9.54
Grade 9.5: $6.00
PSA 9: $5.50
Gem premium: 0.6×
As of: Sep 4, 2026

Break-even by outcome and fee

Kerry Collins [Atomic Refractor] #BC12: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$6.00	−$28.54	−$53.54	−$154
PSA 9	$5.50	−$29.04	−$54.04	−$154

Net = sale price − $9.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kerry Collins [Atomic Refractor] #BC12: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$5.63	−$53.91
50%	$5.75	−$53.79
75%	$5.88	−$53.66

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Kerry Collins [Atomic Refractor] #BC12 graded prices by company and grade
Grade	Graded
9.5	$6.00
9	$5.50

Run your own numbers

Should I pay this?

Asking priceGrading fee

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