Is Michael Irvin #13 worth grading?
Football · Football Cards 1995 Topps · full price guide →
Strong grading candidate — 48× premium in PSA 10
A PSA 10 Michael Irvin #13 sells for $78.04 against $1.61 raw: a $76.43 spread, 48× the ungraded price. A PSA 9 ($18.13) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.61
- PSA 10
- $78.04
- PSA 9
- $18.13
- Gem premium
- 48×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $78.04 | +$51.43 | +$26.43 | −$73.57 |
| PSA 9 | $18.13 | −$8.48 | −$33.48 | −$133 |
| PSA 8 | $8.85 | −$17.76 | −$42.76 | −$143 |
Net = sale price − $1.61 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.11 | −$18.50 |
| 50% | $48.09 | −$3.52 |
| 75% | $63.06 | +$11.45 |
Break-even gem rate at the standard fee: about 56%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $101 | best | 55/45 | 70/30 |
| PSA 10 | $78.04 | −$22.96 | 55/45 | 75/25 |
| CGC 10 | $47.00 | −$54.00 | 55/45 | 75/25 |
| SGC 10 | $47.00 | −$54.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $78.04 | $47.00 | $101 | $47.00 | — |
| 9.5 | — | — | — | — | $33.07 |
| 9 | — | — | — | — | $18.13 |
| 8 | — | — | — | — | $8.85 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps cards worth checking
Full set checklist →
![Dan Marino [Panthers Inaugural] #350 1995 Topps card](https://i.ebayimg.com/images/g/4h0AAeSwzm9qQfPC/s-l500.jpg)
![Warren Sapp [Jaguars Inaugural] #229 1995 Topps card](https://i.ebayimg.com/images/g/p6UAAeSwjlJptw~K/s-l500.jpg)
Grading Michael Irvin #13 — FAQ
Is Michael Irvin #13 worth grading?
A PSA 10 Michael Irvin #13 sells for $78.04 against $1.61 raw: a $76.43 spread, 48× the ungraded price. A PSA 9 ($18.13) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Irvin #13 worth compared with raw?
A PSA 10 Michael Irvin #13 (Football Cards 1995 Topps) sells for about $78.04 versus $1.61 for a raw near-mint copy — a 48× premium as of Jul 11, 2026.
Which grading company is best for Michael Irvin #13?
By resale value, BGS 10 leads at $101, ahead of PSA 10 at $78.04. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Irvin #13 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Irvin #13 break even?
At a standard ~$50 fee, submitting Michael Irvin #13 breaks even when it gems about 56% of the time (a miss assumed to sell at the PSA 9 price of $18.13).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free