![Joe Montana [Electric Gold] #111 (Football Cards 1995 Upper Deck) — is it worth grading?](https://i.ebayimg.com/images/g/3o4AAOSwKU5lZUT3/s-l1600.jpg)
Is Joe Montana [Electric Gold] #111 worth grading?
Football · Football Cards 1995 Upper Deck · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Joe Montana [Electric Gold] #111 sells for $146 against $10.00 raw: a $136 spread, 15× the ungraded price. Even a PSA 9 ($133) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.00
- Grade 9.5
- $146
- PSA 9
- $133
- Gem premium
- 15×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $146 | +$111 | +$86.00 | −$14.00 |
| PSA 9 | $133 | +$97.95 | +$72.95 | −$27.05 |
Net = sale price − $10.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $136 | +$76.21 |
| 50% | $139 | +$79.47 |
| 75% | $143 | +$82.74 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Joe Montana [Electric Gold] #111 — FAQ
Is Joe Montana [Electric Gold] #111 worth grading?
A Grade 9.5 Joe Montana [Electric Gold] #111 sells for $146 against $10.00 raw: a $136 spread, 15× the ungraded price. Even a PSA 9 ($133) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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