Is Steve McNair [Electric Gold] #3 worth grading?
Football · Football Cards 1995 Upper Deck · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Steve McNair [Electric Gold] #3 sells for $66.00 against $3.01 raw: a $62.99 spread, 22× the ungraded price. Even a PSA 9 ($60.04) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.01
- Grade 9.5
- $66.00
- PSA 9
- $60.04
- Gem premium
- 22×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $66.00 | +$37.99 | +$12.99 | −$87.01 |
| PSA 9 | $60.04 | +$32.03 | +$7.03 | −$92.97 |
Net = sale price − $3.01 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $61.53 | +$8.52 |
| 50% | $63.02 | +$10.01 |
| 75% | $64.51 | +$11.50 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Steve McNair [Electric Gold] #3 — FAQ
Is Steve McNair [Electric Gold] #3 worth grading?
A Grade 9.5 Steve McNair [Electric Gold] #3 sells for $66.00 against $3.01 raw: a $62.99 spread, 22× the ungraded price. Even a PSA 9 ($60.04) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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