Is Jerry Rice [w/ Coating] #185 worth grading?
Football · Football Cards 1995 Topps Finest Boosters · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Jerry Rice [w/ Coating] #185 sells for $124 against $19.95 raw: a $104 spread, 6.2× the ungraded price. Even a PSA 9 ($113) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.95
- Grade 9.5
- $124
- PSA 9
- $113
- Gem premium
- 6.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $124 | +$79.05 | +$54.05 | −$45.95 |
| PSA 9 | $113 | +$68.21 | +$43.21 | −$56.79 |
| PSA 8 | $15.25 | −$29.70 | −$54.70 | −$155 |
Net = sale price − $19.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $116 | +$45.92 |
| 50% | $119 | +$48.63 |
| 75% | $121 | +$51.34 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps Finest Boosters cards worth checking
Full set checklist →
![Troy Aikman [Refractor] #170 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/y68AAeSwYDtqofpY/s-l500.jpg)
![Steve Young [Refractor] #175 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/8eQAAeSwANFqADWm/s-l500.jpg)
![Barry Sanders [w/ Coating] #166 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/f1sAAeSwwS5qlgnw/s-l500.jpg)
![Jerry Rice [Refractor w/ Coating] #185 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/W3EAAeSwi55qkZYF/s-l500.jpg)
![John Elway [Refractor] #182 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/Ms0AAeSw27Bp5PWM/s-l500.jpg)
Grading Jerry Rice [w/ Coating] #185 — FAQ
Is Jerry Rice [w/ Coating] #185 worth grading?
A Grade 9.5 Jerry Rice [w/ Coating] #185 sells for $124 against $19.95 raw: a $104 spread, 6.2× the ungraded price. Even a PSA 9 ($113) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
