![Jerry Rice [Refractor w/ Coating] #185 (Football Cards 1995 Topps Finest Boosters) — is it worth grading?](https://i.ebayimg.com/images/g/W3EAAeSwi55qkZYF/s-l1600.jpg)
Is Jerry Rice [Refractor w/ Coating] #185 worth grading?
Football · Football Cards 1995 Topps Finest Boosters · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jerry Rice [Refractor w/ Coating] #185 sells for $2,976 against $76.25 raw: a $2,900 spread, 39× the ungraded price. Even a PSA 9 ($531) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $76.25
- PSA 10
- $2,976
- PSA 9
- $531
- Gem premium
- 39×
- As of
- Oct 31, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,976 | +$2,875 | +$2,850 | +$2,750 |
| PSA 9 | $531 | +$430 | +$405 | +$305 |
| PSA 8 | $63.67 | −$37.58 | −$62.58 | −$163 |
Net = sale price − $76.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,143 | +$1,016 |
| 50% | $1,754 | +$1,628 |
| 75% | $2,365 | +$2,239 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,869 | best | 55/45 | 70/30 |
| PSA 10 | $2,976 | −$893 | 55/45 | 75/25 |
| SGC 10 | $1,786 | −$2,083 | 55/45 | 75/25 |
| CGC 10 | $1,191 | −$2,678 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Jerry Rice [Refractor w/ Coating] #185 — FAQ
Is Jerry Rice [Refractor w/ Coating] #185 worth grading?
A PSA 10 Jerry Rice [Refractor w/ Coating] #185 sells for $2,976 against $76.25 raw: a $2,900 spread, 39× the ungraded price. Even a PSA 9 ($531) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jerry Rice [Refractor w/ Coating] #185 worth compared with raw?
A PSA 10 Jerry Rice [Refractor w/ Coating] #185 (Football Cards 1995 Topps Finest Boosters) sells for about $2,976 versus $76.25 for a raw near-mint copy — a 39× premium as of Oct 31, 2026.
Which grading company is best for Jerry Rice [Refractor w/ Coating] #185?
By resale value, BGS 10 leads at $3,869, ahead of PSA 10 at $2,976. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jerry Rice [Refractor w/ Coating] #185 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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