![Jerry Rice [Refractor] #185 (Football Cards 1995 Topps Finest Boosters) — is it worth grading?](https://i.ebayimg.com/images/g/1aAAAeSwp-ZqqV2z/s-l1600.jpg)
Is Jerry Rice [Refractor] #185 worth grading?
Football · Football Cards 1995 Topps Finest Boosters · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jerry Rice [Refractor] #185 sells for $1,000 against $84.17 raw: a $916 spread, 12× the ungraded price. Even a PSA 9 ($215) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $84.17
- PSA 10
- $1,000
- PSA 9
- $215
- Gem premium
- 12×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,000 | +$891 | +$866 | +$766 |
| PSA 9 | $215 | +$106 | +$80.83 | −$19.17 |
| PSA 8 | $121 | +$12.07 | −$12.93 | −$113 |
Net = sale price − $84.17 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $411 | +$277 |
| 50% | $608 | +$473 |
| 75% | $804 | +$670 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,300 | best | 55/45 | 70/30 |
| PSA 10 | $1,000 | −$300 | 55/45 | 75/25 |
| CGC 10 | $600 | −$700 | 55/45 | 75/25 |
| SGC 10 | $600 | −$700 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps Finest Boosters cards worth checking
Full set checklist →![Steve Young [Refractor] #175 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/8eQAAeSwANFqADWm/s-l500.jpg)
![Jerry Rice [Refractor w/ Coating] #185 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/W3EAAeSwi55qkZYF/s-l500.jpg)
Grading Jerry Rice [Refractor] #185 — FAQ
Is Jerry Rice [Refractor] #185 worth grading?
A PSA 10 Jerry Rice [Refractor] #185 sells for $1,000 against $84.17 raw: a $916 spread, 12× the ungraded price. Even a PSA 9 ($215) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jerry Rice [Refractor] #185 worth compared with raw?
A PSA 10 Jerry Rice [Refractor] #185 (Football Cards 1995 Topps Finest Boosters) sells for about $1,000 versus $84.17 for a raw near-mint copy — a 12× premium as of Sep 4, 2026.
Which grading company is best for Jerry Rice [Refractor] #185?
By resale value, BGS 10 leads at $1,300, ahead of PSA 10 at $1,000. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jerry Rice [Refractor] #185 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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