![Steve Young [Refractor] #175 (Football Cards 1995 Topps Finest Boosters) — is it worth grading?](https://i.ebayimg.com/images/g/8eQAAeSwANFqADWm/s-l1600.jpg)
Is Steve Young [Refractor] #175 worth grading?
Football · Football Cards 1995 Topps Finest Boosters · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Steve Young [Refractor] #175 sells for $722 against $22.96 raw: a $699 spread, 31× the ungraded price. Even a PSA 9 ($107) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $22.96
- PSA 10
- $722
- PSA 9
- $107
- Gem premium
- 31×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $722 | +$674 | +$649 | +$549 |
| PSA 9 | $107 | +$59.01 | +$34.01 | −$65.99 |
| PSA 8 | $19.36 | −$28.60 | −$53.60 | −$154 |
Net = sale price − $22.96 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $261 | +$188 |
| 50% | $414 | +$341 |
| 75% | $568 | +$495 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $939 | best | 55/45 | 70/30 |
| PSA 10 | $722 | −$217 | 55/45 | 75/25 |
| CGC 10 | $433 | −$506 | 55/45 | 75/25 |
| SGC 10 | $433 | −$506 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $722 | $433 | $939 | $433 | — |
| 9.5 | — | — | — | — | $208 |
| 9 | — | — | — | — | $107 |
| 8 | — | — | — | — | $19.36 |
| 7 | — | — | — | — | $10.50 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps Finest Boosters cards worth checking
Full set checklist →![Barry Sanders [Refractor] #166 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/4rYAAeSwXcZqRJbR/s-l500.jpg)
Grading Steve Young [Refractor] #175 — FAQ
Is Steve Young [Refractor] #175 worth grading?
A PSA 10 Steve Young [Refractor] #175 sells for $722 against $22.96 raw: a $699 spread, 31× the ungraded price. Even a PSA 9 ($107) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve Young [Refractor] #175 worth compared with raw?
A PSA 10 Steve Young [Refractor] #175 (Football Cards 1995 Topps Finest Boosters) sells for about $722 versus $22.96 for a raw near-mint copy — a 31× premium as of Jul 11, 2026.
Which grading company is best for Steve Young [Refractor] #175?
By resale value, BGS 10 leads at $939, ahead of PSA 10 at $722. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Young [Refractor] #175 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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