![Steve Young [Refractor] #175 (Football Cards 1995 Topps Finest Boosters) — is it worth grading?](https://i.ebayimg.com/images/g/8eQAAeSwANFqADWm/s-l1600.jpg)
Is Steve Young [Refractor] #175 worth grading?
Football · Football Cards 1995 Topps Finest Boosters · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Steve Young [Refractor] #175 sells for $741 against $19.70 raw: a $721 spread, 38× the ungraded price. Even a PSA 9 ($143) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.70
- PSA 10
- $741
- PSA 9
- $143
- Gem premium
- 38×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $741 | +$696 | +$671 | +$571 |
| PSA 9 | $143 | +$97.99 | +$72.99 | −$27.01 |
| PSA 8 | $20.27 | −$24.43 | −$49.43 | −$149 |
Net = sale price − $19.70 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $292 | +$223 |
| 50% | $442 | +$372 |
| 75% | $591 | +$522 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $963 | best | 55/45 | 70/30 |
| PSA 10 | $741 | −$222 | 55/45 | 75/25 |
| CGC 10 | $444 | −$519 | 55/45 | 75/25 |
| SGC 10 | $444 | −$519 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Topps Finest Boosters cards worth checking
Full set checklist →
![Troy Aikman [Refractor] #170 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/y68AAeSwYDtqofpY/s-l500.jpg)
![Junior Seau [Refractor] #171 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/SC0AAeSwEjtqjG3s/s-l500.jpg)
![Barry Sanders [w/ Coating] #166 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/f1sAAeSwwS5qlgnw/s-l500.jpg)
![Jerry Rice [Refractor w/ Coating] #185 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/W3EAAeSwi55qkZYF/s-l500.jpg)
![John Elway [Refractor] #182 1995 Topps Finest Boosters card](https://i.ebayimg.com/images/g/Ms0AAeSw27Bp5PWM/s-l500.jpg)
Grading Steve Young [Refractor] #175 — FAQ
Is Steve Young [Refractor] #175 worth grading?
A PSA 10 Steve Young [Refractor] #175 sells for $741 against $19.70 raw: a $721 spread, 38× the ungraded price. Even a PSA 9 ($143) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve Young [Refractor] #175 worth compared with raw?
A PSA 10 Steve Young [Refractor] #175 (Football Cards 1995 Topps Finest Boosters) sells for about $741 versus $19.70 for a raw near-mint copy — a 38× premium as of Sep 4, 2026.
Which grading company is best for Steve Young [Refractor] #175?
By resale value, BGS 10 leads at $963, ahead of PSA 10 at $741. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Young [Refractor] #175 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
