Is Tetairoa McMillan #20 worth grading?

Football · Football Cards 2025 Panini Donruss Optic Uptown · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Tetairoa McMillan #20 sells for $724 against $198 raw: a $527 spread, 3.7× the ungraded price. Even a PSA 9 ($272) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $198
PSA 10: $724
PSA 9: $272
Gem premium: 3.7×
As of: Jul 11, 2026

Break-even by outcome and fee

Tetairoa McMillan #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$724	+$502	+$477	+$377
PSA 9	$272	+$49.18	+$24.18	−$75.82
PSA 8	$183	−$40.08	−$65.08	−$165

Net = sale price − $198 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tetairoa McMillan #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$385	+$137
50%	$498	+$250
75%	$611	+$364

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Tetairoa McMillan #20: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$942	best	55/45	70/30
PSA 10	$724	−$218	55/45	75/25
CGC 10	$435	−$507	55/45	75/25
SGC 10	$435	−$507	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Tetairoa McMillan #20 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$724	$435	$942	$435	—
9.5	—	—	—	—	$523
9	—	—	—	—	$272
8	—	—	—	—	$183
7	—	—	—	—	$172

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2025 Panini Donruss Optic Uptown cards worth checking

Full set checklist →

Mike Evans [White Pandora] #15

Raw $1,600PSA 10 $7,144

Shedeur Sanders [White Pandora] #18

Raw $1,900PSA 10 $8,472

Brian Urlacher [White Pandora] #3

Raw $1,024PSA 10 $4,569

Puka Nacua [White Pandora] #8

Raw $1,700PSA 10 $7,563

Brian Urlacher [Gold] #3

Raw $2,175PSA 10 $9,654

Deion Sanders [Gold] #7

Raw $2,150PSA 10 $6,039

Grading Tetairoa McMillan #20 — FAQ

Is Tetairoa McMillan #20 worth grading?

How much is a PSA 10 Tetairoa McMillan #20 worth compared with raw?

A PSA 10 Tetairoa McMillan #20 (Football Cards 2025 Panini Donruss Optic Uptown) sells for about $724 versus $198 for a raw near-mint copy — a 3.7× premium as of Jul 11, 2026.

Which grading company is best for Tetairoa McMillan #20?

By resale value, BGS 10 leads at $942, ahead of PSA 10 at $724. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Tetairoa McMillan #20 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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