Is Tetairoa McMillan #20 worth grading?
Football · Football Cards 2025 Panini Donruss Optic Uptown · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tetairoa McMillan #20 sells for $524 against $184 raw: a $340 spread, 2.8× the ungraded price. Even a PSA 9 ($226) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $184
- PSA 10
- $524
- PSA 9
- $226
- Gem premium
- 2.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $524 | +$315 | +$290 | +$190 |
| PSA 9 | $226 | +$16.66 | −$8.34 | −$108 |
| PSA 8 | $176 | −$33.65 | −$58.65 | −$159 |
Net = sale price − $184 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $300 | +$66.15 |
| 50% | $375 | +$141 |
| 75% | $449 | +$215 |
Break-even gem rate at the standard fee: about 3%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $681 | best | 55/45 | 70/30 |
| PSA 10 | $524 | −$157 | 55/45 | 75/25 |
| CGC 10 | $314 | −$367 | 55/45 | 75/25 |
| SGC 10 | $314 | −$367 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Tetairoa McMillan #20 — FAQ
Is Tetairoa McMillan #20 worth grading?
A PSA 10 Tetairoa McMillan #20 sells for $524 against $184 raw: a $340 spread, 2.8× the ungraded price. Even a PSA 9 ($226) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tetairoa McMillan #20 worth compared with raw?
A PSA 10 Tetairoa McMillan #20 (Football Cards 2025 Panini Donruss Optic Uptown) sells for about $524 versus $184 for a raw near-mint copy — a 2.8× premium as of Sep 4, 2026.
Which grading company is best for Tetairoa McMillan #20?
By resale value, BGS 10 leads at $681, ahead of PSA 10 at $524. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tetairoa McMillan #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tetairoa McMillan #20 break even?
At a standard ~$50 fee, submitting Tetairoa McMillan #20 breaks even when it gems about 3% of the time (a miss assumed to sell at the PSA 9 price of $226).
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