Is Derrick Henry [Gold] #3 worth grading?
Football · Football Cards 2025 Panini Donruss Optic Downtown · full price guide →
Worth grading only if it gems
A PSA 10 Derrick Henry [Gold] #3 brings $6,407 versus $3,882 raw — a $2,525 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($2,261) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $3,882
- PSA 10
- $6,407
- PSA 9
- $2,261
- Gem premium
- 1.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $6,407 | +$2,500 | +$2,475 | +$2,375 |
| PSA 9 | $2,261 | −$1,646 | −$1,671 | −$1,771 |
| PSA 8 | $1,300 | −$2,607 | −$2,632 | −$2,732 |
Net = sale price − $3,882 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $3,297 | −$635 |
| 50% | $4,334 | +$402 |
| 75% | $5,370 | +$1,438 |
Break-even gem rate at the standard fee: about 40%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $8,329 | best | 55/45 | 70/30 |
| PSA 10 | $6,407 | −$1,922 | 55/45 | 75/25 |
| CGC 10 | $3,844 | −$4,485 | 55/45 | 75/25 |
| SGC 10 | $3,844 | −$4,485 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Panini Donruss Optic Downtown cards worth checking
Full set checklist →![Troy Aikman [Black Pandora] #21 2025 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/DxMAAeSwVRhpnGVF/s-l500.jpg)
![CeeDee Lamb [Black Pandora] #9 2025 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/GYYAAeSwUxNqnJZm/s-l500.jpg)
![Lamar Jackson [Gold] #1 2025 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/BcIAAeSw9apqUEwJ/s-l500.jpg)
![Aaron Rodgers [Gold] #25 2025 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/SncAAeSwOOFptdkL/s-l500.jpg)
![Jaxson Dart [Black Pandora] #14 2025 Panini Donruss Optic Downtown card](https://i.ebayimg.com/images/g/wPsAAeSw2S9qZO2C/s-l500.jpg)
Grading Derrick Henry [Gold] #3 — FAQ
Is Derrick Henry [Gold] #3 worth grading?
A PSA 10 Derrick Henry [Gold] #3 brings $6,407 versus $3,882 raw — a $2,525 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($2,261) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Derrick Henry [Gold] #3 worth compared with raw?
A PSA 10 Derrick Henry [Gold] #3 (Football Cards 2025 Panini Donruss Optic Downtown) sells for about $6,407 versus $3,882 for a raw near-mint copy — a 1.7× premium as of Sep 4, 2026.
Which grading company is best for Derrick Henry [Gold] #3?
By resale value, BGS 10 leads at $8,329, ahead of PSA 10 at $6,407. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Derrick Henry [Gold] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Derrick Henry [Gold] #3 break even?
At a standard ~$50 fee, submitting Derrick Henry [Gold] #3 breaks even when it gems about 40% of the time (a miss assumed to sell at the PSA 9 price of $2,261).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.