Is Terrell Davis #130 worth grading?
Football · Football Cards 1995 SP · full price guide →
Strong grading candidate — 100× premium in PSA 10
A PSA 10 Terrell Davis #130 sells for $357 against $3.58 raw: a $353 spread, 100× the ungraded price. A PSA 9 ($25.97) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.58
- PSA 10
- $357
- PSA 9
- $25.97
- Gem premium
- 100×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $357 | +$328 | +$303 | +$203 |
| PSA 9 | $25.97 | −$2.61 | −$27.61 | −$128 |
| PSA 8 | $11.66 | −$16.92 | −$41.92 | −$142 |
Net = sale price − $3.58 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $109 | +$55.11 |
| 50% | $191 | +$138 |
| 75% | $274 | +$221 |
Break-even gem rate at the standard fee: about 8%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $464 | best | 55/45 | 70/30 |
| PSA 10 | $357 | −$107 | 55/45 | 75/25 |
| CGC 10 | $214 | −$250 | 55/45 | 75/25 |
| SGC 10 | $160 | −$304 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $357 | $214 | $464 | $160 | — |
| 9.5 | — | — | — | — | $98.68 |
| 9 | — | — | — | — | $25.97 |
| 8 | — | — | — | — | $11.66 |
| 7 | — | — | — | — | $7.68 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 SP cards worth checking
Full set checklist →![Steve McNair [Foil] #3 1995 SP card](https://i.ebayimg.com/images/g/SSMAAeSw1XtppkK-/s-l500.jpg)
![Tyrone Wheatley [Foil] #19 1995 SP card](https://i.ebayimg.com/images/g/H7sAAeSw1eRoDq9I/s-l500.jpg)
Grading Terrell Davis #130 — FAQ
Is Terrell Davis #130 worth grading?
A PSA 10 Terrell Davis #130 sells for $357 against $3.58 raw: a $353 spread, 100× the ungraded price. A PSA 9 ($25.97) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terrell Davis #130 worth compared with raw?
A PSA 10 Terrell Davis #130 (Football Cards 1995 SP) sells for about $357 versus $3.58 for a raw near-mint copy — a 100× premium as of Jul 11, 2026.
Which grading company is best for Terrell Davis #130?
By resale value, BGS 10 leads at $464, ahead of PSA 10 at $357. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terrell Davis #130 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Terrell Davis #130 break even?
At a standard ~$50 fee, submitting Terrell Davis #130 breaks even when it gems about 8% of the time (a miss assumed to sell at the PSA 9 price of $25.97).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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