![Steve McNair [Foil] #3 (Football Cards 1995 SP) — is it worth grading?](https://i.ebayimg.com/images/g/SSMAAeSw1XtppkK-/s-l1600.jpg)
Is Steve McNair [Foil] #3 worth grading?
Football · Football Cards 1995 SP · full price guide →
Strong grading candidate — 166× premium in PSA 10
A PSA 10 Steve McNair [Foil] #3 sells for $208 against $1.25 raw: a $207 spread, 166× the ungraded price. A PSA 9 ($23.88) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.25
- PSA 10
- $208
- PSA 9
- $23.88
- Gem premium
- 166×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $208 | +$182 | +$157 | +$56.83 |
| PSA 9 | $23.88 | −$2.37 | −$27.37 | −$127 |
| PSA 8 | $14.36 | −$11.89 | −$36.89 | −$137 |
Net = sale price − $1.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $69.93 | +$18.68 |
| 50% | $116 | +$64.73 |
| 75% | $162 | +$111 |
Break-even gem rate at the standard fee: about 15%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $271 | best | 55/45 | 70/30 |
| PSA 10 | $208 | −$62.92 | 55/45 | 75/25 |
| CGC 10 | $125 | −$146 | 55/45 | 75/25 |
| SGC 10 | $125 | −$146 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 1995 SP cards worth checking
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Grading Steve McNair [Foil] #3 — FAQ
Is Steve McNair [Foil] #3 worth grading?
A PSA 10 Steve McNair [Foil] #3 sells for $208 against $1.25 raw: a $207 spread, 166× the ungraded price. A PSA 9 ($23.88) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Steve McNair [Foil] #3 worth compared with raw?
A PSA 10 Steve McNair [Foil] #3 (Football Cards 1995 SP) sells for about $208 versus $1.25 for a raw near-mint copy — a 166× premium as of Sep 4, 2026.
Which grading company is best for Steve McNair [Foil] #3?
By resale value, BGS 10 leads at $271, ahead of PSA 10 at $208. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve McNair [Foil] #3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Steve McNair [Foil] #3 break even?
At a standard ~$50 fee, submitting Steve McNair [Foil] #3 breaks even when it gems about 15% of the time (a miss assumed to sell at the PSA 9 price of $23.88).
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