Is Terrell Davis [Mirror Gold] #126 worth grading?
Football · Football Cards 1995 Panini Select Certified · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Terrell Davis [Mirror Gold] #126 sells for $660 against $79.99 raw: a $580 spread, 8.3× the ungraded price. Even a PSA 9 ($120) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $79.99
- PSA 10
- $660
- PSA 9
- $120
- Gem premium
- 8.3×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $660 | +$555 | +$530 | +$430 |
| PSA 9 | $120 | +$14.64 | −$10.36 | −$110 |
| PSA 8 | $94.00 | −$10.99 | −$35.99 | −$136 |
Net = sale price − $79.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $255 | +$125 |
| 50% | $390 | +$260 |
| 75% | $525 | +$395 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $858 | best | 55/45 | 70/30 |
| PSA 10 | $660 | −$198 | 55/45 | 75/25 |
| CGC 10 | $396 | −$462 | 55/45 | 75/25 |
| SGC 10 | $396 | −$462 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Terrell Davis [Mirror Gold] #126 — FAQ
Is Terrell Davis [Mirror Gold] #126 worth grading?
A PSA 10 Terrell Davis [Mirror Gold] #126 sells for $660 against $79.99 raw: a $580 spread, 8.3× the ungraded price. Even a PSA 9 ($120) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terrell Davis [Mirror Gold] #126 worth compared with raw?
A PSA 10 Terrell Davis [Mirror Gold] #126 (Football Cards 1995 Panini Select Certified) sells for about $660 versus $79.99 for a raw near-mint copy — a 8.3× premium as of Sep 3, 2026.
Which grading company is best for Terrell Davis [Mirror Gold] #126?
By resale value, BGS 10 leads at $858, ahead of PSA 10 at $660. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terrell Davis [Mirror Gold] #126 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Terrell Davis [Mirror Gold] #126 break even?
At a standard ~$50 fee, submitting Terrell Davis [Mirror Gold] #126 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $120).
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